What should you pack for a Caribbean yacht charter, according to Reddit?

According to Reddit, pack half of what you think you need (swimsuits, a long-sleeve SPF rash guard, polarized sunglasses, flip-flops, and plenty of cash), all in a soft bag. The charterer behind a popular r/sailing packing thread confesses that “half the stuff I bring is just left in the cabin, never used,” and his refined list fits one waterproof duffel plus a small backpack. The loudest advice beneath it: “CASH! Bring plenty. Many of the places in the islands don’t take cards.” A delivery skipper with roughly 200,000 sea miles adds that most guests end up buying t-shirts as souvenirs anyway, while divers in the thread recommend packing a snorkel mask fitted at a dive shop and borrowing fins from the boat. Full checklist in the first-time charterer’s guide.