Is the water warm enough to swim in the Exumas in February?

Yes, the water in the Exumas is warm enough to swim in February: sea temperatures average 74–76°F (23–24°C), with sunny afternoon highs near 80°F. February sits in the peak dry season: rain is rare, hurricanes are months away, and visibility at snorkel spots like Thunderball Grotto is at its winter best. Two caveats. Cold fronts push through a few times each month, dropping overnight air into the upper 60s°F and chopping up the banks for a day or two, the reason villa hunters ask about heated pools. A crewed charter sidesteps that: the captain tucks into a lee-side anchorage and guests keep swimming off the platform. Pack a shorty wetsuit for long snorkel sessions, and see the Exuma Cays charter guide for route ideas.